Thursday, 27 October 2016

Is investment just about focusing on the financial aspects?

At the start of my investment journey, I only emphasized on the financial aspects of a company such as the balance sheet, income and cash flow statement. Gradually, I learnt that I should also look out for macro factors such as the global trends that will affect a company’ cash inflows and outflows....

Sunday, 23 October 2016

The "Art" of Asset Allocation (Part 1)

These days I often question myself: should I rebalance my portfolio? Should I keep more cash? Less cash? Should I add bonds to my portfolio? While thinking through about my finances and asset allocation, I recalled some wealth management theory, which is what I would like to share here today and perhaps,...

Saturday, 22 October 2016

GoHuat explains.. “How did I build up my spare cash?”

In my first post, I explained about my foremost investment guiding principle - ONLY INVEST WITH MY SPARE CASH. The 2nd question will be - “How did I build up my Spare Cash”. In this post, I shall share more about how this can be achieved. Making Financial Decisions with my Spouse As my readers...

Wednesday, 19 October 2016

What’s Next after Saving?

It is widely known that banks in Singapore give very meagre interest rates for fixed deposit and savings accounts. Especially for fixed deposit accounts, most of them require a minimum placement with considerable tenures ranging from 12 months to 36 months or more. That means that if you ever withdraw...

Saturday, 15 October 2016

YoloHuat's Journey with Money

I learnt the importance of money through the hard way, having grown up without much. Money isn't everything but money gives you choices and freedom. I truly understood, after earning my own keep, that money does buy happiness because once you have money, you don't worry about money anymore.  Money...

Tuesday, 4 October 2016

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