We hope you have enjoyed Part 1 of our series for savings tips. We, TripleHuat, will once again bring you Part 2 of the series in this post!
Shopping
1) Utilising SAF Credits. If you are still an active NSF or NSmen, you will have SAF e-mart credits. Instead of letting the credits idle until the next In-Camp-Training or until its expiry, why not use them to buy some sports equipment for yourself? If you are working in the corporate world, do consider getting their black shoes & socks. You can purchase a pair of sports shoes for your girlfriend too!
2) Earning Online Cashback. The e-commerce world is getting more and more prevalent. You don't have to step out the comfort of your home to do your shopping. Go online and make your purchases! Make full use of ShopBack or/and credit cards to earn cashback.
3) Be A Savvy Shopper. For shopping at international brands, always compare prices between online vs. local physical stores. For example, because of online sales, some items on the Victoria’s Secret US website are being sold for less than 50% of the price in local SG stores! Even before the sale, it can be about 20-30% cheaper online. Remember to check delivery options though! Besides cashbacks, making payments using credit cards that give you extra points/miles for online payments, such as UOB’s Preferred Platinum Visa card, will also ensure that you’re stretching every dollar.
4) Leveraging on Sales. For new couples, you can explore buying items at Great Singapore Sales or warehouse sales which are occasionally held at SG Expo, Sia Huat or online platforms such as Taobao, Qoo10 or simply finding second-hand items on Carousell. Make sure you do your due diligence to check on vendors' reputation & items' condition! This would save you a huge sum which you can use for other purposes such as traveling.
3) Be A Savvy Shopper. For shopping at international brands, always compare prices between online vs. local physical stores. For example, because of online sales, some items on the Victoria’s Secret US website are being sold for less than 50% of the price in local SG stores! Even before the sale, it can be about 20-30% cheaper online. Remember to check delivery options though! Besides cashbacks, making payments using credit cards that give you extra points/miles for online payments, such as UOB’s Preferred Platinum Visa card, will also ensure that you’re stretching every dollar.
4) Leveraging on Sales. For new couples, you can explore buying items at Great Singapore Sales or warehouse sales which are occasionally held at SG Expo, Sia Huat or online platforms such as Taobao, Qoo10 or simply finding second-hand items on Carousell. Make sure you do your due diligence to check on vendors' reputation & items' condition! This would save you a huge sum which you can use for other purposes such as traveling.
5) Buying Household Items from Chinatown. Little known to many, there is a corner in chinatown at New Market Road with shops that sell household items at cheaper price than many heartland shops. The first floor is made up of hawker stalls while the shops occupy the second floor onwards. You can buy household items or even items for chinese wedding there. Some of the more well-known shops are Swanston and 海洋.
Couple Time
6) Dating. Going out dating with your partner can cost a lot in a day. Instead of spending money and time to eat, watch movie, shopping, why not go out exercise to keep fit together, take a stroll at our UNESCO site - Picnic at Botanic Gardens, bask in the sun at East Coast Park, go on a hike at Coney Island, take a day trip to Kusu island or go for cycling in Pulau Ubin. There are many inexpensive activities you and your partner can do. It's the company and quality time that matters!
7) Visiting Malaysia. We heard that scores of people have went over to Malaysia to purchase many useful, bargain-hunting and affordable items to take advantage of the favourable SGD-Ringgit currency. But do be mindful of the borer restrictions and various taxes! For couples, you can consider a less expensive staycation in Johor Bahru or take a coach from Lakin to various parts of Malaysia. Hotel in a good location is likely to cost less than SGD100 per night during non-peak seasons.
8) Console Games. If you and your significant other are into console games, buy a good RPG game that can keep the both of you engaged for at least a month or two - save on eating out and dates! You can sell the game once you're done to recoup some of the initial outlay. The common option is to do this on Carousell, but there are some shops out there that let you sell back the games that you bought from them once you're done - one example is Qisahn.
Personal Skills Development
9) SkillsFuture Credit. Every Singapore Citizen aged 25 and above will receive $500 worth of credits where we could use it for skills-related courses. If you want to stay relevant in this ever-changing world, it's time to take charge of your self-development and career progression. So go forth to plan your learning journey with your SkillsFuture Credit!
We hope you enjoy Part 2 of our saving tips! Keep a look out for more tips from us soon!
Huat ah! Happy Labour Day in advance!
Cheers, TripleHuat
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